The average consumer knows very little about the three major credit bureaus - and that’s the way the bureaus want to keep it. There’s only one thing that’s certain and that’s the fact they yield major power and control over financial lives. Do you agree this is true, and if so, why is it we [...]
A frequent concern of individuals is “how long will a negative listing remain on my credit report?” The answer is seven years. With a bankruptcy or judgment it can stay on your report for up to ten years.
Most people feel like this is an undeserved prison sentence they have been given. During this time they [...]
If the credit bureaus rate your credit high, you may find your mailbox flooded with credit card offers from the thousands of credit card issuers in the country. There are many banks offering various credit cards, with rewards this and rewards that; platinum, gold, or silver; and so many variations thereof. You may get offers [...]
The credit bureaus love the fact that the average consumer knows very little about them. All consumers really know is that credit bureaus have major power and control over their financial lives. Would you agree that this is true? If so, why don’t we know more about them?
I don’t know about you, [...]
While it is possible living without a good credit score, it will certainly make your life much harder. All of us need it in order to buy or rent a home, car, have a credit card etc.
Credit bureaus hold the keys of our credit score. There are only a few credit bureaus in the US [...]
You can order your free credit report from a central website: www.annualcreditreport.com
AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports.
It was created by the three nationwide consumer credit reporting companies -
Equifax, Experian and TransUnion.